footer {
    background: var(--navy);
    padding: 64px 0 40px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 48px;
    margin-bottom: 48px;
}

.footer-brand {
    font-family: var(--serif);
    font-size: 28px;
    font-weight: 500;
    color: var(--white);
    display: block;
    margin-bottom: 12px;
}

.footer-brand em {
    color: var(--gold);
    font-style: italic;
}

.footer-tagline {
    font-size: 13px;
    color: rgba(255, 255, 255, 0.38);
    line-height: 1.6;
    margin-bottom: 20px;
}

.footer-contact p {
    font-size: 13px;
    color: rgba(255, 255, 255, 0.38);
    margin-bottom: 5px;
    line-height: 1.5;
}

.footer-contact a {
    color: var(--gold);
    text-decoration: none;
    font-weight: 600;
}

.footer-heading {
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--gold);
    display: block;
    margin-bottom: 16px;
}

.footer-links {
    list-style: none;
}

.footer-links li {
    margin-bottom: 9px;
}

.footer-links a {
    font-size: 13px;
    color: rgba(255, 255, 255, 0.42);
    text-decoration: none;
    transition: color 0.2s;
}

.footer-links a:hover {
    color: var(--gold);
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-top: 28px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.footer-copy {
    font-size: 12px;
    color: rgba(255, 255, 255, 0.22);
}

.footer-legal {
    display: flex;
    gap: 20px;
}

.footer-legal a {
    font-size: 12px;
    color: rgba(255, 255, 255, 0.22);
    text-decoration: none;
}

.footer-legal a:hover {
    color: rgba(255, 255, 255, 0.5);
}

.form-field {
    width: 100%;
    padding: 12px 14px;
    border: 1px solid var(--border);
    border-radius: 2px;
    font-family: var(--sans);
    font-size: 14px;
    color: var(--text-dark);
    background: var(--cream);
    margin-bottom: 10px;
    outline: none;
    transition: border-color 0.2s;
}

.form-field:focus {
    border-color: var(--navy);
}

.btn-navy {
    width: 100%;
    background: var(--navy);
    color: var(--white);
    border: none;
    border-radius: 2px;
    padding: 16px;
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 0.07em;
    text-transform: uppercase;
    cursor: pointer;
    transition: background 0.2s;
    text-decoration: none;
    display: block;
    text-align: center;
}

.btn-navy:hover {
    background: var(--navy-deep);
}

.btn-ghost {
    font-size: 12px;
    color: var(--text-muted);
    text-align: center;
    margin-top: 14px;
    cursor: pointer;
    text-decoration: underline;
    display: block;
    background: none;
    border: none;
}

.btn-ghost:hover {
    color: var(--navy);
}

.secure {
    font-size: 11px;
    color: var(--text-muted);
    text-align: center;
    margin-top: 14px;
}

.tick-list {
    list-style: none;
}

.tick-list li {
    font-size: 15px;
    color: var(--text-mid);
    padding: 9px 0 9px 26px;
    position: relative;
    border-bottom: 1px solid rgba(27, 45, 115, 0.07);
    line-height: 1.6;
}

.tick-list li:last-child {
    border-bottom: none;
}

.tick-list li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 13px;
    width: 16px;
    height: 16px;
    border-radius: 50%;
    background: var(--navy);
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'%3E%3Cpolyline points='2,6 5,9 10,3' fill='none' stroke='white' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
    background-size: 10px;
    background-position: center;
    background-repeat: no-repeat;
}

.bn-hero {
    background: var(--white);
    border-bottom: 1px solid var(--border);
    padding: 72px 0 80px;
}

.bn-grid {
    display: grid;
    grid-template-columns: 1fr 400px;
    gap: 64px;
    align-items: start;
}

.bn-h1 {
    font-family: var(--serif);
    font-size: 44px;
    font-weight: 600;
    color: var(--navy);
    line-height: 1.15;
    margin-bottom: 20px;
}

.bn-h1 em {
    color: var(--gold);
    font-style: italic;
}

.bn-form-box {
    background: var(--cream);
    border: 1px solid var(--border);
    border-radius: 3px;
    padding: 32px;
    position: sticky;
    top: 110px;
}

.bn-form-box h3 {
    font-family: var(--serif);
    font-size: 24px;
    color: var(--navy);
    margin-bottom: 6px;
}

.bn-form-box p {
    font-size: 14px;
    color: var(--text-muted);
    margin-bottom: 20px;
}

.bn-disclaimer {
    font-size: 11px;
    color: var(--text-muted);
    margin-top: 12px;
    line-height: 1.6;
    text-align: center;
}

.bn-foot {
    background: var(--cream-dark);
    border-top: 1px solid var(--border);
    padding: 36px 0;
    text-align: center;
}

.bn-foot p {
    font-size: 15px;
    color: var(--text-muted);
}

.bn-foot a {
    color: var(--navy);
    font-weight: 700;
    text-decoration: none;
}



@media (max-width: 1024px){
    .bn-grid{gap: 40px;}

}

@media (max-width: 768px){
    .bn-h1{font-size: 34px;}
    .bn-grid{grid-template-columns: 1fr; gap: 32px;}
    
}